Terms & Conditions

By accessing and using Howard Beach, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use the website.

You agree to use the website for lawful purposes and in a way that does not infringe the rights of others or restrict their use of the website.

All content on the website, including text, graphics, and logos, is the property of Howard Beach and is protected by intellectual property laws.

If you submit content to the website, you grant us a non-exclusive, royalty-free license to use, reproduce, and distribute such content.

The content on Howard Beach is for informational purposes only and does not constitute financial or investment advice.

Howard Beach is not liable for any damages arising from your use of the website.

We reserve the right to modify these Terms & Conditions at any time. Changes will be posted on this page with an updated effective date.

These Terms & Conditions are governed by the laws of [Insert Jurisdiction].